:root{
  --navy:#0b2a4a;
  --blue:#1f6fb2;
  --green:#2a8f4e;
  --sand:#f6f1e8;
  --ink:#0f172a;
  --muted:#475569;
  --card:#ffffff;
  --line:#e2e8f0;
  --shadow: 0 10px 30px rgba(2,6,23,.08);
  --radius: 18px;
  --max: 1140px;
  --font: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:var(--font);color:var(--ink);background:linear-gradient(180deg,#ffffff 0%, #fbfdff 30%, #f6fbf7 100%);}
a{color:inherit;text-decoration:none}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.nav{
  position:sticky; top:0; z-index:50;
  backdrop-filter:saturate(180%) blur(12px);
  background:rgba(255,255,255,.82);
  border-bottom:1px solid rgba(226,232,240,.9);
}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:44px;width:auto}
.brand .wordmark{display:flex;flex-direction:column;line-height:1}
.brand .wordmark strong{font-size:14px;letter-spacing:.04em;text-transform:uppercase}
.brand .wordmark span{font-size:12px;color:var(--muted)}
.menu{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.menu a{font-size:14px;color:#0f172a;padding:8px 10px;border-radius:10px}
.menu a:hover{background:#f1f5f9}
.cta{display:inline-flex;align-items:center;gap:10px;background:linear-gradient(90deg,var(--blue),var(--green));
  color:white;padding:10px 14px;border-radius:999px;font-weight:600;font-size:14px;box-shadow:var(--shadow)}
.cta:hover{filter:brightness(1.03)}
.hero{padding:56px 0 26px}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:stretch}
.kicker{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:white;color:var(--muted);font-size:13px}
h1{font-size:42px;margin:14px 0 12px;letter-spacing:-.02em}
.lead{font-size:18px;color:var(--muted);line-height:1.6;margin:0 0 18px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:11px 14px;border-radius:999px;border:1px solid var(--line);background:white;font-weight:600;font-size:14px}
.btn:hover{background:#f8fafc}
.btn.primary{border:none;background:linear-gradient(90deg,var(--blue),var(--green));color:white;box-shadow:var(--shadow)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-card{padding:18px}
.stat{display:flex;gap:12px;padding:14px;border-radius:14px;border:1px dashed #cbd5e1;margin-top:12px}
.stat strong{display:block;font-size:18px}
.stat span{font-size:12px;color:var(--muted)}
.section{padding:34px 0}
.section h2{font-size:28px;margin:0 0 12px}
.section p{color:var(--muted);line-height:1.7;margin:0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:16px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:16px}
.icon{height:40px;width:40px;border-radius:12px;background:#eef6ff;display:flex;align-items:center;justify-content:center;border:1px solid #dbeafe}
.icon svg{height:22px;width:22px}
.tile{padding:18px}
.tile h3{margin:10px 0 8px;font-size:18px}
.tile ul{margin:10px 0 0;padding-left:18px;color:var(--muted)}
.ribbon{background:linear-gradient(90deg, #0b2a4a, #1f6fb2);color:white;padding:22px 0;margin-top:10px}
.ribbon-inner{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.ribbon h3{margin:0;font-size:20px}
.ribbon p{margin:0;color:rgba(255,255,255,.85)}
.footer{padding:26px 0;border-top:1px solid var(--line);background:rgba(255,255,255,.7)}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:18px}
.small{font-size:13px;color:var(--muted);line-height:1.6}
.footer a{color:var(--muted);font-size:13px}
.footer a:hover{color:var(--ink)}
.badge{display:inline-flex;align-items:center;gap:8px;padding:8px 10px;border-radius:999px;border:1px solid var(--line);background:white;font-size:12px;color:var(--muted)}
.partner-logo{display:flex;align-items:center;gap:12px;padding:14px}
.partner-logo img{height:52px;width:auto;opacity:.98}
.note{font-size:12px;color:var(--muted)}
/* responsive */
@media (max-width: 900px){
  .hero-grid{grid-template-columns:1fr}
  h1{font-size:34px}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .menu{display:none}
  .menu.mobile{display:flex;flex-direction:column;align-items:flex-start;padding:8px 0 14px}
  .nav-inner{align-items:flex-start}
}