How it works

Live Local Florida, Inc. serves as the affordability monitor for deed-restricted attainable homeownership. We create the compliance framework, coordinate documentation, and provide ongoing monitoring and reporting.

1) Program design

  • Define affordability targets (AMI, price caps, or payment caps)
  • Set term (e.g., 30 years) and resale formula
  • Align lender and underwriting assumptions

2) Legal implementation

  • Draft and coordinate deed restrictions / covenants / plat notes
  • Prepare attribution language and compliance exhibits
  • Coordinate recordation and closing integration

3) Sales enablement

  • Buyer qualification workflow
  • Builder-facing scripts and disclosures
  • Program-ready lender coordination

4) Monitoring & enforcement

  • Annual compliance certification
  • Resale approval, recapture/recoup tools (if applicable)
  • Transparent reporting to stakeholders

What makes this scalable

Because we are not a landowner and not a builder, we can operate as a neutral, repeatable implementation partner— supporting multiple communities while keeping balance-sheet risk low.